– Maximum limit – $2,000,000
– Hospital – semi-private accommodation.
– Physician services.
– Private duty nursing services up to $20,000.
– Ambulance services – ground, air or sea ambulance or a taxi expenses (if ambulance is required, but not available).
– X-ray examinations and diagnostic laboratory procedures.
– Prescription drugs – 30 day supply. (Includes the cost of one ‘morning-after pill’ once per 12 months for 365-day policies).
– Medical appliances – including but not limited to wheelchairs, crutches and canes.
– Professional medical services of physiotherapist, chiropractor, chiropodist, osteopath, podiatrist, acupuncturist, naturopath and speech therapist up to a maximum limit of $600 per practitioner.
– Emergency air transportation – the cost of stretcher or air evacuation to the nearest medical facility or for return to your country of permanent residence and the cost of a return airfare for a medical
attendant, if necessary. *
– Accidental dental, maximum $6,000 for the repair or replacement of whole or sound teeth.
– Emergency dental, maximum $600 for a pain relief, other than caused by an accident.
– Wisdom Teeth – extraction of impacted wisdom teeth, up to $150 per tooth.
– Repatriation in the event of your death – up to $35,000 for preparation and return of your body to your country of origin or up to $6,000 for burial or cremation at the place of death (excluding cost of a burial coffin or urn). Up to $5,000 for transportation costs of one family member to go to the place of your death to identify your body, and $400 per day up to $2,000 for meals and commercial accommodation.
– Rehabilitation Treatment – up to $250 per day to a maximum of 7 days for emergency treatment in a rehabilitation facility when it is medically necessary after hospitalization.*
– Annual Physician visit – up to $150 for one annual visit to a physician for a general check-up or one immigration medical examination in lieu.**
– Eye Examination– one visit to optometrist or ophthalmologist.**
– Sexually Transmitted Infection Testing – up to $100 for elective testing for sexually transmitted infections.**
– Maternity Benefit – up to $25,000 for pre-natal care and complications if pregnancy commenced during period of coverage. The delivery/childbirth and post-natal care are EXCLUDED from the maternity benefit. If you extend your policy or purchase a new one, and there was no lapse in coverage, TuGo will continue to cover you for the same pregnancy under this benefit until you have reached the maximum limit of $25,000 under all policies combined, and the Pre-existing Medical Condition Stability Exclusion will not apply to pregnancy-related complications.
– Psychiatric/ Psychological Benefit – up to $1,000 for out-patient care by Psychiatrist, Psychologist, Clinical counsellor, Psychotherapist, Nurse psychotherapist or Social worker, following an emergency.
– Family Transportation benefit of up to $5,000 for transportation of a family member and up to $400 per day (maximum $2,000) for meals and accommodation in the event of your hospitalization if an attending physician considers it necessary. *
– Prescription Glasses/Contact Lenses/ Hearing Aids – up to $200 for prescription glasses, contact lenses and hearing aids required as a result of an accident.
– Tutorial Services – up to $20/hour to a maximum of $400 for the costs of a qualified private tutorial service in the event you are hospitalized for 30 consecutive days or more.
– Follow-ups – five follow-up visits within the 14 days after the initial emergency treatment.
– Fracture Treatment – up to $1,000 for the following treatments related to fractures following an emergency treatment.
– Accidental Death and Dismemberment insurance – up to $10,000.
– Telemedicine by Maple – 24/7 access to a doctor from a smartphone, tablet, or computer.
* These benefits must be pre-approved and arranged by Claims at TuGo.
** This benefit is available once during a 12 consecutive month period, provided the minimum term of insurance purchased is 180 days.
Optional Benefits:
– Accidental Death and Dismemberment insurance (24-Hour Accident) – $25,000.
– Air Flight/Common Carrier Accident – Maximum limit $100,000.
