NOTE: Monthly Payment Plan is available on check out (payment step) for sum insured amounts of $50,000 or more and trip durations of 6 months or more.*

   – Maximum Benefits:  $10,000; $25,000; $50,000; $100,000; $150,000; $300,000
   – Emergency Hospital: semi-private hospital accommodation.
   – Physicians, surgeons or anesthetic services
   – Private duty services of a Registered nurse up to $10,000**
   – Diagnostic services:  Lab tests and/or X-ray examination as ordered by a physician for the purpose of diagnosis.
   – Ambulance Transportation: Licensed local air, land, or sea ambulance (including mountain or sea evacuation) to the nearest hospital, when reasonable and necessary.
   – Emergency Air Transportation: such as air ambulance, one-way economy airfare, stretcher and/or a medical attendant to transport you to your country of origin due to a covered emergency sickness or injury **
   – Medical Appliance:  Rental of crutches or hospital-type bed, not exceeding the purchase price, and the cost of splints, trusses, braces or other approved prosthetic appliances.
   – Prescription drugs: 30-day supply up to $1,000 per policy.
   – Professional Medical Services referred by a physician – care received from a licensed physiotherapist – up to $500. The service of a chiropractor, osteopath, chiropodist, and podiatrist – up to $500 for out-patient treatment.
   – Accidental Dental:  Up to $3,000 for emergency treatment to whole or sound natural teeth damaged by an accidental direct blow to the face.
   – Dental Emergencies: Up to $500 for the immediate relief of acute dental pain.
   – Follow-up visits  : Up to $3,000 provided they are directly related to the emergency***
   – Emergency Return Home:  Up to $3,000 for the cost of one-way economy transportation to your country of origin, if the covered sickness or injury necessitates your immediate return home during the period of coverage. This benefit also includes one additional insured family member.
   – Return of Deceased (Repatriation): up to $10,000 to return the body to the country of origin, or up to $4,000 for cremation or burial at the place of death. The cost of a coffin or urn is not covered.****
   – Childcare expenses – (Attendant) up to $50 a day to a maximum of $500 for attendant to care for your travelling companion(s) under age 18, or physically or mentally handicapped travelling companion(s) who rely on you for assistance, if you are hospitalized for 48 hours or more as a result of an emergency,
  – Meals and Accommodation – in the event you or your insured travelling companion are confined to hospital on the date on which you are scheduled to return home – up to $150 per day to a maximum of $1,500, or up to a maximum 10 days for commercial accommodation, meals, child care costs, essential telephone calls and taxi fares incurred by you or any insured travelling companion.
   – Transportation of Family or Friend:  Up to $3,000 for a round-trip economy transportation to bring one family member or close friend to your bedside when advised by an attending physician OR to identify your remains in the event of your death. Up to $1,000 for accommodation, meals, essential telephone calls and taxi fares incurred by your family member or close friend after arrival**
   – Accidental Death & Dismemberment:  up to the maximum sum insured selected at the time of application, not to exceed $150,000 for accidental loss of life, limb or sight (excluding flight accident).****
   – Flight Accident – up to $50,000 for death as a result of air flight accident.
   – Flight to/from Canada coverage: Coverage begins on the latest of the following: a) the date and time the completed application and premium are accepted by the Destination Travel Group Inc. or its agent; or b) the date indicated as the effective date in your confirmation of coverage; or c) the date and time you exit your country of origin.

* A deposit of 2 months of premium payable by credit card with a premium surcharge of 10% is due at the time of application.
** Must be pre-approved by Zurich Travel Assist.
*** Follow-up means re-examination of you to monitor the effects of earlier treatment related to the initial emergency, except while hospitalized. Follow-up does not include continuous or ongoing treatment or further diagnostic, or investigative testing related to the initial emergency.
**** All payments are to be made to the Estate of the Insured person in the case of their death.