– Maximum Benefits: $50,000, $100,000 and $150,000.
– Ambulance Transportation: land or air transport costs to the nearest medical facility. *
– Hospitalization expenses for a semi-private room accommodation.
– Physician services.
– Diagnostic services – laboratory tests and X-rays when prescribed by the attending physician.
– Nursing care of a graduate nurse while hospitalized and when medically necessary.
– Prescription drugs as part of emergency treatment (except when they are required for the continued stabilization of a chronic medical condition).
– Medical appliances – rental or purchase cost for crutches, canes or splints, the rental of wheelchair or other medical appliances when prescribed by an attending physician.
– Professional Services – physiotherapist, chiropractor, osteopath, podiatrist or chiropodist when medically necessary and prescribed by the attending physician, limited to a maximum of $400 per profession.
– Accidental Dental: Up to $2,000 per accident for repair or replacement of whole or sound natural teeth damaged by an external injury (not as a result of introduction of food or an object into the mouth).
– Dental Emergencies: Up to $300 per trip and per insured person for the fees of dental surgeons for emergency dental care treatment, excluding root canal therapy.
– Return of the deceased: up to $10,000 for the cost of preparing and transporting the deceased person to the place of residence, or up to $4,000 for the cost of cremation or burial on site (excluding the cost of a coffin, an urn and a gravestone).*
– Meals and Accommodation – the cost of round-trip economy-class transportation and up to $300 for accommodation and meals when a family member or a friend is required to go to the place of death to identify the deceased.*
– Repatriation to Residence: the cost of repatriation of insured to the country of residence by means of appropriate transportation in order to receive immediate medical attention. It includes the cost for a round-trip ticket for a medical attendant.*
– Return of Traveling Companion or a family member covered under the same contract, in case of repatriation of the insured.*
– Trip Break (for coverage of 365 days) – Covered persons can return to their country of residence and come back to Canada without terminating the insurance contract. During the period outside Canada, no insurance coverage is valid and no premium refund is granted for the days spent in the country of permanent residence. Covered persons must ensure they meet insurance eligibility criteria each time they intend to return to Canada. Any change in health during the trip break will be considered as a pre-existing condition.
– Subsistence Allowance – up to $1,500 ($150 per day) for the cost of accommodation, meals and transportation, when the return must be delayed due to illness or bodily injury to the insured person or to an accompanying immediate family member or travelling companion.
* These services must be approved and planned by Blue Cross Travel Assistance.